Employers Understanding Products
Understanding Products
Health Maintenance Organization (HMO)
Hometown Health Plan began in 1988 and has grown into the leading not-for-profit HMO in northern Nevada.
Our HMO plans offer the best options for employers and employees who want:
- No deductibles, coinsurance, claim forms or excess billed charges
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Services for a copayment or at no charge
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No pre-existing condition limitations
Preferred Provider Organization (PPO)
Hometown Health Providers Insurance Company offers a northern and a southern Nevada provider network, enabling employers to offer coverage in any Nevada city or town.
When you want these features in health-benefit plans, our PPO products will meet your needs:
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Coverage for care from providers within or outside of our network
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Cost incentives to use participating providers
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Claim forms needed only when using nonparticipating providers.
Third Party Administrative services (TPA)
Self-funded employer groups can find options in preferred provider organization or exclusive provider organization plans or a combination of the two.
TPA services include any or all of:
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Claims payment
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Comprehensive reports
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Plan design concepts
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Utilization review
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Case management
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Pharmacy-benefit administration
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Peer review
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Precertification
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Provider networks
A full range of benefits
Hometown Health also offers prescription drug, vision and dental benefits along with our medical coverage.
For even more options, call Hometown Health at 775-982-3100 and ask about:
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Health Savings Accounts, to help control health-benefit costs HSA Update
- Healthy Tracks Health and Wellness program, with custom solutions to help improve the health of your employees