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Understand Products


Health Maintenance Organization (HMO)

Hometown Health Plan began in 1988 and has grown into the leading not-for-profit HMO in northern Nevada.

Our HMO plans offer the best options for employers and employees who want:

  • No deductibles, coinsurance, claim forms or excess billed charges
  • Services for a copayment or at no charge
  • No pre-existing condition limitations

Preferred Provider Organization (PPO)

Hometown Health Providers Insurance Company offers a northern and a southern Nevada provider network, enabling employers to offer coverage in any Nevada city or town.

When you want these features in health-benefit plans, our PPO products will meet your needs:

  • Coverage for care from providers within or outside of our network
  • Cost incentives to use participating providers
  • Claim forms needed only when using nonparticipating providers.

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Third Party Administrative services (TPA)

Self-funded employer groups can find options in preferred provider organization or exclusive provider organization plans or a combination of the two.

TPA services include any or all of:

  • Claims payment
  • Comprehensive reports
  • Plan design concepts
  • Utilization review
  • Case management
  • Pharmacy-benefit administration
  • Peer review
  • Precertification
  • Provider networks

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A full range of benefits

Hometown Health also offers prescription drug, vision and dental benefits along with our medical coverage.

For even more options, call Hometown Health Marketing at 775-982-3100 and ask about:

  • Health Savings Accounts, to help control health-benefit costs HSA Update
  • Healthy Tracks Health and Wellness program, with custom solutions to help improve the health of your employees

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