Medical Plans

Health Maintenance Organization (HMO)

HMO plans with the best options for employers and employees who want:

• No deductibles, coinsurance, claim forms or excess billed charges
• Services for a copayment or at no charge
• No pre-existing condition limitations

Preferred Provider Organization (PPO)

Hometown Health Providers Insurance Company enables employers who want these features to offer coverage in any Nevada city or town:

• Coverage for care from providers within or outside of our network
• Cost incentives to use participating providers
• Claim forms needed only when using nonparticipating providers

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Health Savings Accounts

Your clients can control health-benefit costs by offering Health Savings Accounts through Hometown Health.

• Employees help control healthcare costs while saving for qualified healthcare expenses tax free
• Your clients reduce costs by offering a high-deductible health plan

HSA accounts are administered through Mellon Bank, or, if your client has a preferred bank, we can work with them.

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Self Funded (TPA)

Self-funded employer groups can find options in preferred provider organization or exclusive provider organization plans or a combination of the two. TPA services include:

• Claims payment
• Plan design concepts
• Utilization review and case management
• Pharmacy-benefit administration
• Precertification
• Provider networks

To help your clients control costs, Hometown Health can offer stop-loss insurance. ING has granted Hometown Health premier status.

For more information or to receive a quote, please call 775-982-3100.

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Health and Wellness Programs

Custom solutions help participating employers improve their employees' health through:

• Biometric screenings and individual Health Risk Assessments
• Creating a custom risk-management plan for each employer
• Personal health recommendations for each employee
• Wellness classes, Web site, vendor discounts and reporting

Learn more about our Health and Wellness Programs.

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iChoose

With iChoose, the Hometown Health online enrollment service, your client's employees can change their enrollment status from our Web site. This ensures quick, accurate and efficient updates. Your client's benefit administrators have access to subscriber and dependent information 24 hours a day.

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